• Commercial Loan Officer

    Posted: 01/12/2023

    Responsible for performing a variety of duties to meet the commercial services needs of business customers. Maintains ongoing business relationships and develops new business from present and prospective business customers.

    Job Description:

    • Originates, prepares and presents loan requests for presentation to the Officers Loan Committee or Bank Board of Directors (from start to finish).
    • Provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services.
    • Assists and supports the offices in servicing commercial customers while maintaining ownership of the overall account relationship.

     

    Skills:

    • Demonstrated expertise and ability to originate, underwrite, negotiate and complete participations.
    • Working knowledge of standards, practices, regulations, federal and state laws related to lending.
    • Working knowledge of financial analysis and review of loan details.
    • Ability to view and analyze problems from different angles, and to identify and solve issues.
    • Exceptional customer service and interpersonal skills and the ability to establish effective working relationships.
    • Exceptional sales and business development skills.

     

    Qualifications:

    • High School diploma or the equivalent is required
    • Minimum of five (5) years experience in related positions is normally required
    • Bachelor’s Degree specializing in a related field normally required
    • Specialized bank training relating to commercial loan operations
    • Valid driver’s license